Firth & Scott pride ourselves on providing you with the most comprehensive cover to meet your needs at the best available premium. We spend time to discuss your requirements to cover your largest asset, generally your home and the contents you have accumulated over many years.
The importance of selecting a correct and adequate sum insured for your buildings and contents insurance is essential to avoid problems in event of a claim. Insurers may refuse to pay a claim or reduce settlement if the sum insured is not fully represented.
To avoid any difficulties the attached calculators will assist you in setting the correct sums insured for you home insurances. The contents calculator is a basic spreadsheet which can be amended to your individual requirements and saved on your local computer.
If you have items of jewellery valued over £1,500 then the service offered by www.safeguardvaluations.com through local jewellers, offers a competitive detailed valuation suitable for insurance purposes and will also aid claims settlement.
The Buildings calculator is provided by the Association of British Insurers, purely as a guide and can be found at the bottom of the covering text.
Should you require any assistance in evaluating your sums insured then please do not hesitate to contact us on 0115 8400 300.