Firth & Scott offer expert advice and products for public liability insurance for business owners and tradesmen. Cover is designed to cover legal defence costs for alleged negligence causing injury or damage to third parties, arising out of business activities and to pay compensation if your business is found to be at fault.
As a tradesman, small business owner and/or employer, you have a legal responsibility towards your employees, customers and the public. You could be held legally liable and risk being sued if an employee or a member of the public is injured due to your negligence. For over 45 years, we’ve provided public liability insurance to all kinds of businesses and tradesman, small and large. So we know that every business and circumstances are different.
Public liability insurance is designed to cover legal defence costs for alleged negligence and to pay compensation where the business is found to be at fault.
The increased number of lawyers prepared to accept a conditional fee (the so called 'no win no fee') arrangements is widely accepted as a sign that employees and members of the public are more likely to litigate now than ever before, following injury or illness for which they hold you or your business accountable. The cost of paying compensation, following a legal claim made against you by a member of the public or an employee, could be ruinous for your business.
Some of the policies from our panel of insurers include the following features:
